75 free calculators for financial planning and analysis, corporate finance, accounting, statistics, healthcare finance and business planning. Every tool uses Excel-consistent formulas, shows its methodology and exports results to CSV.
Built for analysts, controllers, CFOs, students and business owners who need a reliable answer quickly and want to see how it was calculated.
FP&A
Budgeting, variance analysis, forecasting, scenario planning, scorecards and cost allocation.
- Budget vs. Actual Variance Analyzer: Line-item variances with favorable/unfavorable flags and investigation thresholds.
- Break-Even Calculator: Break-even units and revenue, target-profit volume and margin of safety.
- Contribution Margin Calculator: Contribution-format income statement, CM ratio and operating leverage.
- Rolling Forecast Builder: 12- to 24-month rolling forecast from monthly actuals using four methods.
- Price/Volume/Mix (PVM) Variance Analyzer: Revenue bridge split into price, volume and mix effects by product.
- Flexible Budget Calculator: Flexed budget with activity and spending variances by line item.
- Driver-Based Revenue Model: Monthly revenue forecast from volume, conversion, price and seasonality drivers.
- Scenario & Sensitivity Analyzer: Base, upside and downside profit with a tornado ranking of drivers.
- Headcount & Labor Cost Planner: Fully loaded cost per FTE, total payroll and next-year cost with raises.
- Operating Leverage (DOL) Calculator: Degree of operating, financial and total leverage with a sales-change test.
- Zero-Based Budget Worksheet: Rank decision packages and fund them in priority order up to a spending limit.
- KPI Scorecard Builder: Target vs. actual KPIs with red/amber/green status and a weighted overall score.
- Cost Allocation Calculator (Direct, Step-Down, Reciprocal): Allocate service-department costs to operating departments by three methods.
See all 13 FP&A calculators, with guidance on choosing the right one
Corporate Finance
Capital budgeting, cost of capital, valuation, buyouts, bonds, debt capacity and financial health.
- NPV & IRR Calculator: NPV, IRR, MIRR, profitability index and payback for any cash-flow stream.
- WACC Calculator: Weighted average cost of capital with CAPM cost of equity.
- Loan Amortization Schedule: Payment, full amortization schedule and interest saved with extra payments.
- Financial Ratio Analyzer: 18 liquidity, leverage, efficiency and profitability ratios from the statements.
- DCF Valuation Calculator: Enterprise value, equity value and value per share from free cash flow.
- Time Value of Money (PV / FV / PMT): Solve for future value, present value, payment, periods or rate.
- CAPM Cost of Equity Calculator: Required return on equity with optional beta relevering and size premium.
- Debt Service Coverage Ratio (DSCR) Calculator: DSCR, covenant cushion and maximum supportable debt.
- Working Capital & Cash Conversion Cycle: DSO, DIO, DPO, cash conversion cycle and cash tied up in working capital.
- DuPont Analysis (3- and 5-Step): Return on equity decomposed into margin, turnover, leverage, tax and interest burden.
- Comparable Company Multiples Valuation: Implied enterprise value, equity value and share price from peer multiples.
- Lease vs. Buy Analyzer: After-tax present-value cost of leasing versus buying an asset.
- Bond Price & Yield Calculator: Bond price from yield or yield to maturity from price, with duration and convexity.
- Altman Z-Score Calculator: Bankruptcy-risk score and zone for public, private and non-manufacturing companies.
- LBO Quick Model: Sponsor IRR and MOIC with debt paydown and a value-creation bridge.
See all 15 Corporate Finance calculators, with guidance on choosing the right one
Accounting
Depreciation, leases, revenue recognition, deferred taxes, reconciliations, reserves and audit planning.
- Depreciation Calculator: Straight-line, double-declining, SYD, units-of-production and MACRS schedules.
- Prepaid & Deferral Amortization Schedule: Monthly recognition schedule for prepaids and deferred revenue.
- Gross Margin & Markup Converter: Convert between cost, price, gross margin and markup.
- Lease Accounting Calculator (ASC 842): Lease liability, ROU asset and full amortization schedule for operating or finance leases.
- Revenue Recognition Scheduler (ASC 606): Allocate the transaction price by standalone selling price and schedule recognition.
- Bank Reconciliation Worksheet: Adjusted bank and book balances with the journal entries the reconciliation requires.
- Inventory Valuation Calculator (FIFO, LIFO, Weighted Average): COGS, ending inventory and gross profit under FIFO, LIFO and weighted average.
- Allowance for Doubtful Accounts (Aging Method): Required allowance from an A/R aging, bad-debt expense and net realizable value.
- Deferred Tax Calculator (ASC 740): Deferred tax assets and liabilities from book-tax basis differences.
- Audit Materiality Calculator: Overall materiality, performance materiality and the clearly trivial threshold.
- Audit Sample Size Calculator: Sample sizes for attribute (controls) testing and monetary unit sampling.
- Fixed Asset Roll-Forward: Cost, accumulated depreciation and net book value roll-forward by asset class.
See all 12 Accounting calculators, with guidance on choosing the right one
Statistics & Forecasting
Descriptive statistics, regression, smoothing forecasts, hypothesis tests, simulation and process control.
- Descriptive Statistics Calculator: Mean, median, standard deviation, quartiles, skewness and kurtosis.
- CAGR & Growth Rate Calculator: Compound annual growth, total growth and year-over-year changes.
- Moving Average & Exponential Smoothing Forecast: SMA, WMA, simple, Holt and Holt-Winters forecasts with fit statistics.
- Linear Regression & Trend Forecast: Slope, intercept, R², p-values and forecasts with confidence and prediction intervals.
- Correlation Matrix Calculator: Pearson or Spearman correlation matrix with p-values for every pair.
- Forecast Accuracy Calculator: MAPE, WMAPE, MAD, RMSE, bias and tracking signal from actuals and forecasts.
- Seasonality Index Calculator: Monthly or quarterly seasonal indices and the deseasonalized series.
- Confidence Interval Calculator: Confidence interval for a mean or proportion, margin of error and required sample size.
- Hypothesis Test Calculator (t, z, Chi-Square): One- and two-sample t-tests, proportion z-tests and chi-square tests of independence.
- Sample Size Calculator: Required sample size for surveys, means and A/B tests with power.
- Monte Carlo Profit Simulator: Simulate thousands of profit outcomes with P10/P50/P90 and probability of loss.
- Statistical Process Control (SPC) Chart Calculator: X̄-R and individuals (I-MR) control limits with out-of-control signals.
- Outlier Detector (Z-Score, IQR, Modified Z): Flag outliers by Z-score, interquartile range fences and the robust modified Z-score.
See all 13 Statistics & Forecasting calculators, with guidance on choosing the right one
Healthcare Finance
Liquidity, revenue cycle, volume, acuity, staffing, profitability and covenant measures for hospitals and health systems.
- Days Cash on Hand: Liquidity in days of operating expenses, tested against a covenant.
- Days in A/R & Net Collection Rate: Revenue-cycle KPIs: days in A/R, net and gross collection rates.
- Cost per Adjusted Patient Day & Adjusted Discharge: Adjusted patient days and discharges, cost and revenue per unit, CMI-adjusted cost.
- Case Mix Index (CMI) Calculator: CMI from MS-DRG relative weights, expected DRG payment and CMI-adjusted cost.
- FTEs per Adjusted Occupied Bed: Paid FTEs, adjusted occupied beds and staffing variance against a benchmark.
- Payer Mix & Contractual Allowance Estimator: Expected net revenue, contractual allowances and gross vs. net payer mix.
- Operating & EBIDA Margin Calculator: Operating margin, operating EBIDA margin and excess margin for hospitals and health systems.
- Average Daily Census & Occupancy Calculator: Average daily census, occupancy rate, ALOS and bed turnover.
- Covenant Compliance Tracker: Debt service coverage, days cash on hand, current ratio and leverage vs. covenant limits.
See all 9 Healthcare Finance calculators, with guidance on choosing the right one
Business & Personal Finance
Returns, runway, SaaS and unit economics, pricing, inventory, savings, retirement and everyday business math.
- ROI Calculator: Return on investment, annualized return and net gain.
- Cash Runway & Burn Rate: Gross and net burn, months of runway and projected cash-out date.
- Customer LTV & CAC Calculator: Lifetime value, acquisition cost, LTV:CAC ratio and payback months.
- Pricing Calculator: Cost-plus price from full unit cost and a target margin or markup.
- Compound Interest & Savings Goal: Future value with monthly contributions and the deposit needed to hit a goal.
- Mortgage & Affordability Calculator: Full monthly payment (PITI), debt-to-income ratios and maximum affordable price.
- SaaS Metrics Calculator: MRR bridge, ARR, net and gross revenue retention, churn, quick ratio and Rule of 40.
- Employee Cost & Billable Hourly Rate Calculator: Fully loaded employee cost per hour and the billable rate for a target margin.
- Inventory EOQ & Reorder Point Calculator: Economic order quantity, reorder point, safety stock and annual inventory cost.
- Retirement Planner: Projected retirement savings, required nest egg, shortfall and extra savings needed.
- Inflation & Real Return Calculator: Real and after-tax real return, future value and lost purchasing power.
- Percentage & Currency Calculator: Percent change, percent of total, reverse percentages, percentage points and currency conversion.
- Fiscal Calendar & Business Days Calculator: Business days between dates, fiscal year and quarter, and working days by fiscal period.
See all 13 Business & Personal Finance calculators, with guidance on choosing the right one